For people who have found themselves involved in an unfortunate personal injury situation, the good news is that the court will uphold your rights. When you go to court, you will either get a judgment or you might get a settlement through the process. Many settlements, though, do not come in the form of a lump sum. They come in a structured settlement, where you can collect a little bit of money each month or year for a certain period of time. This is quite obviously a problem for people who need their money right away for some immediate need. Fortunately for those individuals, there are ways to get access to the money. You can choose to cash those payment out through companies like J.G. Wentworth or Imperial Structured Settlement.